• Cheap Florida Car Insurance Quotes – Find Better Deals Online

    The fact is that car insurance is a requirement for everyone who owns a car. The cost of insurance varies greatly by the amount of coverage, the driving record of the drivers, and many other little facts. Understanding the basics about Florida can keep a driver informed so he or she gets the best rate. www.Floridaautoinsurance.info is a great place to obtain Florida car insurance quotes so that a person can compare insurance rates and save the most money. Using the box below can help you compare rates and find the cheapest car insurance for you.

    Understanding the FL Auto Insurance Laws and Requirements

    The state of Florida requires that all drivers have no-fault insurance, also known as PIP. Property damage liability (PDL) coverage is also a requirement for all drivers. Though it should be noted that Florida does not require a person to carry uninsured or underinsured motorist coverage (UM / UIM). The minimum amount of liability insurance is $10,000 for property damage, but Florida does not require drivers to have carry liability coverage for injuries, though the state does recommend a minimum of $10,000 per person, and $20,000 total bodily injury per accident.

    Hands Free Laws In Florida

    With ever-advancing technology and the increase in personal electronic devices, distracted driving is a bigger threat than ever to driver safety. Due to the rising number of distracted driving crashes over the years, many states have begun to implement laws which restrict or ban the use of these devices while driving. Below are the laws specific to the state of Florida:

    RESTRICTIONS ON CELLPHONE USE AND TEXTING

    Hand-held ban

    no

    Young drivers all cellphone ban

    no

    Bus drivers all cellphone ban

    no

    Texting ban

    no

    Enforcement

    not applicable

    Learn More about Florida Auto Insurance

    Locating the cheapest place to get car insurance is a priority, but there are many ways to lower insurance costs even after the cheapest place has been found. A great way to obtain lower costs is by watching how many miles are driven each year. The fewer miles a car drives, the lower insurance costs will be. The more claims that are filed, the higher the rates will go. While it would be nice to fix every scratch, dent, and ding, the truth is that making claims for this will just increase how much you pay; sometimes it may be smarter to pay out of pocket for minor repairs. Being a part of the military, certain community groups, and career fields can also reduce the amount that is paid for insurance.

    Vehicle insurance is a legal requirement for every driver on the road. Being caught without insurance can lead to loss of license, heavy fines, and other penalties. www.Floridaautoinsurance.info strives to help people find the cheapest rates so that everyone can afford to be insured. Using the quote generate below is a great way to compare rates and figure out where you can get comprehensive, but cheap Florida car insurance quotes.

    Simply Enter a Few Details in the Box Below For Huge Savings!

    And for even better deals, read up on these major Florida cities:

    Florida Office of Insurance Regulation
    Insurance Questions or Complaints?
    AM Best for Companies' Financial Ratings